What’s been going on?
I haven’t written anything for awhile, for good reason. The wife and I just got back from a month long trip to the UK and Ireland, and it...
A BLOG on Canadian DIY retirement planning, saving, and investing!
RETIREMENTCALM
Your Go-To Source
Search
- Apr 9
- 7 min
The Ladder To Heaven
Earlier this year, I mentioned that my Mom (age 81) decided to make some big changes. She wanted to make important decisions now, to...
12 views0 comments
- Apr 7
- 4 min
Pigs With Lipstick
You know when the government increases taxes on corporations, they are really taxing you… right? You can put lipstick on this tax pig,...
5 views0 comments
- Mar 31
- 6 min
Another Word For Inflation
What is another word for inflation? Overspending! People spending too much causing demand shortages, production increases, overshoots on...
17 views0 comments
- Mar 22
- 9 min
Financial Groups, “we’re here to help?”
People who know me well know I harbour a tiny amount of animosity towards Financial Groups offering specialized, actively-managed,...
9 views0 comments
- Mar 15
- 5 min
Hey! .... Dip! .... Shit!?
Who has a crystal ball? Nobody! The 5-6% (if you're lucky?) drop in your portfolios in the last couple months is reminding everyone why...
19 views0 comments
- Mar 4
- 4 min
Mi Casa Es Su Casa
I had some misconceptions in my previous BLOG about disposing real estate in estate plans and had friends asking me questions after my...
11 views0 comments
- Mar 1
- 6 min
You’ll Likely Know When It’s Time?
My 81 year-old mother recently made a huge decision in Jan to sell her condo and move into a semi-assisted retirement center next door....
24 views0 comments
- Jan 12
- 6 min
RRSPs vs RRIFs Take 2
A reader was asking some questions yesterday that made me think I need to revisit how I’m explaining some registered investment accounts....
12 views0 comments
- Jan 2
- 3 min
Child Rearing Benefits In Canada
I learned something new the other night in a conversation with family. It is a common situation for one spouse to quit working to raise...
24 views1 comment
- Dec 30, 2021
- 5 min
Be S.M.A.R.T.
As the New Year is quickly approaching, many of us are coming up with our resolutions. The majority of the world is agonizing over...
19 views2 comments
- Dec 29, 2021
- 3 min
Simply Tracking Your Investments
I’ve tried a few different stock tracking apps, but after some time they have all had glitches for one reason or another, or they...
10 views0 comments
- Dec 17, 2021
- 3 min
Success Bias
I mean, we all have it, “success bias”, to some degree? I know I do! If you have had any success in your financial journey and it’s...
39 views3 comments
- Dec 9, 2021
- 2 min
Hard To Stay Motivated
Hello all. I have been a lacking a little motivation and short on inspiration lately. I’m not entirely sure why? Maybe it has to do with...
44 views2 comments
- Dec 2, 2021
- 3 min
Retired, And Still Getting Pay Raises
Everyone likes to get a pay raise once in awhile. It makes you feel appreciated, and helps you cut into those inflationary pressures we...
37 views0 comments
- Oct 7, 2021
- 5 min
Baking An Investment Pie
A friend from the USA mentioned to me today they had a colleague who only invested in USA assets, and had never considered any foreign...
20 views0 comments
- Oct 5, 2021
- 4 min
Things Covid May Have Taught Us
It has been a crazy 2 years. Covid took hold of the world in March 2020 and locked down anything that had a social aspect. In the almost...
29 views0 comments
- Oct 4, 2021
- 7 min
"The $5 Store", formerly known as "The Dollar Store"…
These are really unprecedented times. Even though there are many historical inflationary references to pull experience from, there are...
38 views0 comments
- Sep 30, 2021
- 6 min
To Trust Or Not?
I have zero experience or prior knowledge of trusts. However, when I wrote about Wills an American friend asked me if I was going to...
14 views0 comments
- Sep 29, 2021
- 4 min
Will or Won’t?
More than half of all Canadians don’t have a legal Will. Dying without a Will leaves a lot of extra work and stress for your loved ones...
19 views0 comments